Ironic, eh?
I’ve been out of work on a
short-term disability leave since mid-May; I’ve been unable to work due to side
effects from chemotherapy (new regimes this year) and some pain from my spinal
tumor. Unfortunately, my cancer is still progressing, and so far we’ve been
unable to find an effective treatment regimen.
On the last Friday in September, out of the
blue, I got a call from my company telling me I’ve been “released”—fired—because
my FMLA (Family Medical Leave Act) had run out. In all the discussions I’d had with HR about the
arrangements with FMLA, disability, etc., I was never warned that I could
be fired while on short-term disability, so needless to say, I was
astounded. No advance warning, no severance pay of any kind—just a few nice
words, and I’m on my own.
I still have the private
disability insurance ongoing, but I have to do all the administrative stuff on
my own, now, which is no picnic, especially while I'm so debilitated.
Supposedly, if I am no better by the end of November, I should be transitioned to long-term coverage, but this is not guaranteed, and my previous dealings with this insurance company were an awful experience.... Anyway, I’ve applied for Social Security disability coverage, but even if/when that comes through, it’s a pittance compared with the 60%-of-salary that I get from the private insurance policy. If that continues, I’ll be able to keep my house, etc., but on SS alone, I’m facing some huge changes—including COBRA or ACA coverage for my health care expenses, which annually total more than my salary has ever been.
Supposedly, if I am no better by the end of November, I should be transitioned to long-term coverage, but this is not guaranteed, and my previous dealings with this insurance company were an awful experience.... Anyway, I’ve applied for Social Security disability coverage, but even if/when that comes through, it’s a pittance compared with the 60%-of-salary that I get from the private insurance policy. If that continues, I’ll be able to keep my house, etc., but on SS alone, I’m facing some huge changes—including COBRA or ACA coverage for my health care expenses, which annually total more than my salary has ever been.
It's likely that what my company
did was technically legal, but they could have managed to make this
somewhat less devastating to me. Details and a discussion were posted at:
I understand that business is business,
but I feel that this was a heartless way to handle my situation. Meanwhile, I am doing my best to
move on from this, and concentrate on trying to stabilize my cancer into
something I can live with....